Meet Our People

Ryan T. Haag, CFP®, CEPA®, CBEC®, AEP®, CLU, ChFC, REBC, RHU, LUTCF

Ryan Haag entered the financial services industry in 1993. His many years of experience help empower his high net worth families, business owners and farmers as they work towards achieving financial independence. Ryan affords his clients the opportunity to preserve their estates so that their hard-earned wealth is sustainable for generations to come. Ryan's mission "is to simplify clients lives by reducing the time and stress associated with handling assets." He shows his clients how to "pull it all together" and become as financially organized as possible.

With a specific focus on the Agribusiness community, Ryan takes great pride in helping families through the generational transition of the family farm and Agribusiness. Many of which are century farms and multiple generational implements/businesses where the balance of protecting the legacy of the land and/or business interest and family harmony is paramount. Fair and equitable is achievable! Ryan helps families and business owners coordinate the process of Succession and Estate Planning which results in client action. Communication and governance are essential to family harmony.

Ryan has extensive experience and acumen in servicing his high net worth clientele. Ryan specializes in working with those who are "too busy", "already have enough advisors" and "have it all done". Results of our firm's time tested financial planning process driven by our client's financial and non-financial objectives is simply greater client understanding and increased sense of security. Ryan helps his clients take action with confidence while keeping the financial planning process manageable. We believe process breeds confidence!

Ryan earned his CERTIFIED FINANCIAL PLANNER™ certification in 2000. He is also earned an Accredited Estate Planner® designation which is awarded by the National Association of Estate Planners & Councils (NAEPC) to recognize estate planning professionals who meet stringent requirements of experience, knowledge, education, professional reputation, and character. An AEP® designation holder must embrace the team concept of estate planning and adhere to the NAEPC Code of Ethics. He is a member of the Minneapolis Estate Planning Council as well as a member of the Financial Planning Association. Ryan is also a member of Sagemark Consulting Private Wealth Services Group which focuses on clients in the high net worth market. Members have access to additional resources, training and coaching relevant to the high net worth market place on a regular and ongoing basis.

Ryan is an alumnus of Mankato State University where he earned a bachelors degree in business. Ryan was born and raised in the farming community of Elmore, Minnesota. He grew up walking and spraying beans for a local farming family who are now financial planning clients. He and his wife Brenda live in Bloomington, Minnesota with their children Jack and Caroline. They enjoy spending time together outdoors and are avid snowmobilers and boaters. Their family is also very active in their community and church.



DOUGLAS B. RICHMOND

Director, Sagemark Consulting Private Wealth Services

  • Primary area of expertise lies within the personal risk management area where he is able to deliver unique strategies and tactics supported by strong product selections.

  • Experienced in developing relationships with property and casualty, private banking and stock brokerage representatives, as well as catering to the needs of business owners and individuals who want to address their wealth preservation and estate planning needs.


  • RUSSELL G. JONES

    Executive Director, Sagemark Consulting Private Wealth Services



    • Primary area of expertise is developing key concepts and strategies for the high net worth market.


    • Main platform speaker at the annual conference of the International Association of Financial Planning, the Allied Jewish Federation’s Annual Estate Planning Forum, GAMA International’s LAMP meeting, NAIFA and numerous technical and internal Lincoln business management sessions.



    DONNA L. ROWAN, J.D.*, LL.M., CLU®, ChFC®

    National Design/Advanced Planning Attorney

  • Expertise in the areas of personal and corporate income taxation, as well as estate, gift and trust taxation. Member of the Connecticut and American Bar Associations.

  • BA degree in English from State University of New York at Buffalo; J.D. from Western New England College School of Law; LL.M. (Taxation) from Boston University School of Law.


  • ROBERT E. APPEL, J.D.*, LL.M., MBA

    Second Vice President of National Design/Advanced Planning

  • Member of the American and Connecticut Bar Associations.

  • B.S. degree (Accounting and Finance) from Central Connecticut State University; J.D. degree from the University of Bridgeport School of Law; M.B.A. (Finance) degree from the University of Connecticut; and LL.M. (Taxation) degree from Boston University School of Law.


  • BEN T. HUDDLE, CFP®, MBA, CRPC

    Director of Financial Advisory Services



    • Areas of expertise: the development, training, and implementation of fee-based financial planning within the firm including the integration of the investment and comprehensive financial planning processes.


    • Master’s degree in Business Administration for The University of Houston and a Bachelor's degree in Industrial Management from Purdue University. National speaker/trainer for Lincoln Financial Advisors.



    TIMOTHY S. JOHNSON, J.D.*, CRPC

    Chief Investment Strategist

  • Areas of expertise include fixed-income, equity allocations, alternative investments and affluent wealth management.

  • BA in Political Science from Lipscomb University in 1981and graduated from Vanderbilt University School of Law. Holds a Series 7 registration.


  • DIANNA PARKER, CFP®

    Director of Planning

  • Primary area of expertise: Broad knowledge of complex estate planning, business succession planning and retirement planning concepts. Frequently hosts a variety of nationally disseminated educational sessions focused on current tax law and financial planning strategies.

  • Summa cum laude, Master's degree graduate from Southern Methodist University.



  • MARY T. YOUNG, CFP®, ChFC®, CRPC®

    Director of Financial Advisory Services



    • Areas of expertise include high net worth estate distribution strategies, senior executive compensation, tax return analysis, and retirement planning.


    • Bachelor’s degree from The University of Connecticut and an Associate’s degree from Manchester Community College.